Property & Buildings
Protection designed around sanctuaries, fellowship halls, offices, equipment, and the property that supports your ministry.
Explore coverage →Church insurance built around ministry—not a one-size-fits-all policy.broker@1225unified.com
Specialized church insurance guidance
Protecting the property, people, and purpose of your ministry.
Your church is more than a building. 1225 Unified helps ministries understand their risks, prepare stronger submissions, and pursue coverage shaped around the work they are called to do.
Church-focusedCoverage-mindedStewardship-driven
Why 1225 Unified?
Church insurance deserves a church-centered approach.
Ministry carries responsibilities that ordinary business insurance may not fully address.
We help church leaders identify exposures, organize essential information, and consider protection for their buildings, congregation, leadership, employees, volunteers, vehicles, and ministries.
Discover the 1225 Unified difference →Coverage built around ministry
Protection for what your church has built—and what it has been called to do.
Liability & Leadership
Coverage considerations for everyday operations, ministry activities, pastoral care, employees, volunteers, and church leadership.
Explore coverage →Specialized Ministry Risks
Guidance for transportation, cyber threats, employment practices, youth programs, special events, and other unique exposures.
Explore coverage →PropertyGeneral LiabilityCommercial AutoWorkers’ CompensationCyberUmbrella
A clearer path to coverage
We make the submission process easier to understand.
Good coverage begins with good information. Our process helps reduce avoidable delays and prepares your ministry for meaningful underwriting review.
Start the process →Tell us about your ministry
Start with a brief conversation or proposal request.
Complete your submission
We help organize the information underwriters need.
Review your options
Receive a clear presentation focused on coverage—not confusion.
Protect the mission
Bind coverage and receive continued service beyond issuance.
More than a renewal date
Insurance is part of faithful stewardship.
Replacement costs change. Ministries grow. Buildings age. New programs create new responsibilities. We help church leaders ask better questions before a loss exposes an overlooked gap.
Visit ministry resources →Questions church leaders ask
Clarity before commitment.
Is 1225 Unified an insurance company?+
No. 1225 Unified is the church insurance division of Heritage Insures and is managed by J W Odom & Associates, LLC. Insurance is placed through appropriately licensed insurance professionals and authorized insurance carriers.
What types of ministries can request a proposal?+
Churches and related faith-based organizations may request a review. Eligibility, carrier availability, and coverage options depend on the organization, its operations, location, and underwriting requirements.
What information will our church need?+
Most submissions require a completed Request for Proposal, current declarations, five years of loss runs, photographs, building details, payroll, income, attendance, and other information relevant to your ministry.
Does submitting a request bind coverage?+
No. A website submission does not create, change, or bind insurance coverage. Coverage becomes effective only after all underwriting requirements are met and binding is confirmed by an authorized party.
Ready to begin?
Let’s build a stronger picture of your ministry’s protection.
Request a proposal or policy review and take the first step toward coverage informed by your ministry’s actual needs.
Request a Proposal →Request a Policy ReviewSubmitting a request does not bind or alter insurance coverage.